Products Information Login Contact

History of Florida Specialty Insurance Company

Florida Specialty Holdings, Inc. acquired Safeway Property Insurance Company (Safeway Property) in August of 2015. The company was then rebranded to Florida Specialty Insurance Company (Florida Specialty) and is a Demotech A (Exceptional) rated company. The Company writes approximately $30 million of various Homeowners (HO) products including: HO-3, HO-6 and Manufactured Home (MH) policies and currently retains a gross written premium to surplus ratio of 1.15 to 1. Florida Specialty plans to expand its HO and MH portfolio, as well as its agency network, throughout the state of Florida in 2016 and beyond.

Conservative approach

  • Premium to Surplus = 1:1
  • Premium levels have been stable for several years

Small player in HO market

  • Plenty of growth potential due to the under leveraged premium to surplus ratio of the company

Well run operation with Demotech A rating

  • Strong staff and systems in place

No depopulation of Citizens’ business

  • ‘Buy and build’ strategy


Our Coverages
Find Your Insurance Here

Offering the best coverage for Homeowners, Condo, Rental Property Dwelling/Condo or Manufactured Homeowners and so many more. Click here to explore the coverage options!

Get a Quote
For Affordable Coverage

If you would like a quote from Florida Specialty on your Homeowners, Condo, Rental Property Dwelling/Condo or Manufactured Home, please contact your nearest Florida Specialty Agent

Make a Payment
Safe & Secure Online

Use our convenient and secure online payment portal to take care of your insurance policy premium. Click here to login and start payments online today!

Become an Agent
Join a Dynamic Company

Florida Specialty is a growing company with expanding opportunities for independent agents throughout Florida. Click here to learn more about joining us!