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Homeowners & Condominium Optional Coverages

Our Homeowners, Condominium Owners, and Renters Policies are designed to meet the unique needs of our Florida policyholders. 

These are a few of the Optional Coverages that can be added to your policy:

Mechanical Breakdown

Coverage protecting the major systems of your home – Click Here to learn more!

Identity Theft Coverage

Provides protection in the event your Identity is stolen – Learn more here!

Personal Property Replacement Cost Coverage

Provides Replacement Cost coverage for your personal property in the event your personal property is damaged or stolen. The claim is settled on a replacement cost basis without a deduction for depreciation.

Golf Cart Physical Damage and Liability Coverage

Provides protection for your golf cart and your personal liability in the event of a covered loss.

Our Coverages
Find Your Insurance Here

Offering the best coverage for homeowners, condo owners, renters, manufactured home owners and so many more. Click here to explore the coverage options!

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For Affordable Coverage

If you would like a quote from Florida Specialty on your Homeowners, Condo or Manufactured Home, please contact your nearest Florida Specialty Agent

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Use our convenient and secure online payment portal to take care of your insurance policy premium. Click here to login and start payments online today!

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Florida Specialty is a growing company with expanding opportunities for independent agents throughout Florida. Click here to learn more about joining us!