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Former Mount Beacon policyholders (now Florida Specialty policyholders) Click Here!

Welcome to Florida Specialty

Since 1997, Florida Specialty Insurance Company is proud to be a leading provider of property insurance products and related services.  We strive to exceed the expectations of our policyholders and agency partners every day.

Florida Specialty Insurance Company has a Financial Stability Rating of “A” (Exceptional) as affirmed by Demotech, Inc.

With decades of property insurance experience and exceptional claim services, Florida Specialty will deliver the protection you expect from a “Partner for Life”. We specialize in delivering the best in personal property coverage for Florida residents from Homeowners and Condos to Renters and Manufactured Homes.

The sandhill crane in our logo represents lifelong loyalty to our partners and customers. Sandhill cranes are one of a few species of animals that mate for life once they find the right partner.

Financial Stability Rating(r) (FSR) of A – Exceptional assigned to Florida Specialty Insurance Company

Dear Agency Partner,

As previously mentioned, an announcement was promised by Florida Specialty prior to March 31, 2018.

Columbus, Ohio, March 30, 2018:  Demotech, Inc. has affirmed the Financial Stability Rating(r) (FSR) of A, Exceptional, assigned to Florida Specialty Insurance Company based upon their development and implementation of a business plan that protects the interests of policyholders, producers, and regulators.

According to Joseph L. Petrelli, President, Demotech, "Florida Specialty Insurance Company has worked diligently to develop an action plan that addresses the concerns of regulators, consumers, producers, and Demotech. Upon approval by the Florida Office of Insurance Regulation, a loss portfolio transfer will be effective March 1, 2018, to be applicable to the Company’s net losses. Furthermore, the Company has also reinsured the balance of its net premium effective February 28, 2018. Both contracts are with Sirius America Insurance Company, a well-known and capable reinsurer."

Petrelli also stated, "Given this action plan, regulators, policyholders, claimants, and producers currently associated with Florida Specialty Insurance Company can be comfortable knowing that the Company has the capability to stand behind its commitments."

As always, we thank you for your business and continued support.

Should you have any questions, please feel free to contact your marketing representative, or me directly at (941) 210-5672.


Rick Loden, President & COO